British Friendly Health Insurance Plans UK

Taking out a Health Insurance Plan with the British Friendly Society is easy. All of our plans offer the support from a team of specially trained registered nurses who provide independent healthcare and advice in a caring and sympathetic way. The advice you are given is available whether or not you make a claim.

All of our Century insurance plans cover:

Education plans - for those aged 0-16

Working life plan - for those aged 17-59

Retirement Plans - for those aged over 60

Education Plan

If you choose our Education Plan, you can apply for your child to join as a junior member from birth onwards, provided your child is resident in the UK and they have not yet reached their 16th birthday. The plan helps protect their wellbeing and safeguard their future by building up a *tax free capital sum to help pay off some of the student debts when their course is over.

Insurance Cover Options and Features

Choose the level of weekly cover you need between £18 and £300.

Choose whether to begin receiving benefit payments immediately or after the illness has lasted a short while - known as a deferred period.

Benefit is paid in three stages: Full Pay (100%) for the first six months, then Half Pay (50%) for the next six months followed by Reduced Pay (30%) until recovery or age 60, whichever comes first.

Cover starts as quickly as just three months after your membership commences.

Your child will be covered from age 5 and until then, we will enhance investment returns.

Find out more about our Education Plan

Earnings Replacement Plan

If you are aged 16 or over and you have not yet reached your 60th birthday, you may apply to join our Earnings Replacement Plan. Membership is available whether you are employed, self employed or do not work, so long as you are resident in the UK.

Choose the level of weekly cover you need between £18 and £600.

Choose whether to begin receiving benefit payments immediately or after your illness has lasted a short while, known as a deferred period.

Benefit is paid in three stages: Full Pay (100%) for the first six months, then Half Pay (50%) for the next six months followed by Reduced Pay (30%) until recovery or age 60, whichever comes first.

Cover starts as quickly as just three months after your membership commences.

Find out more about our Earnings Replacement Plan

Independence Plan

Our independence plan will give you healthcare support and a cash benefit if incapacity prevents you from completing routine activities of daily living after three months - membership. If you are aged between 60 and 75 you can apply to join. Membership is available so long as you are resident in the UK.

Choose the level of cover you want between £1,000 and £10,000.

Find out more about our Independence Plan

To see our full range of Insurance plans and policies click here

* Free of personal income tax and capital gains under current legislation.

Authorised and Regulated by the Financial Services Authority. Registered No. 110013. A member of the Association of Friendly Societies. A member of the Association of Mutual Insurers. Incorporated under the Friendly Societies Act 1992. Registered No. 392F.
British Friendly Society Ltd, No.1 Trevor Street, Bedford, MK40 2AB - Telephone 01234 358344 Fax 01234 327879